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I’m sure most people have dealt at least once with unsatisfactory service. Quality complaints, products not up to stand

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ards or not what you would’ve expected. And, in the good American fashion, what did you do? You disputed the charges wi

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

th the credit card company/bank, being almost sure that you won’t be charged anything… right? Well, it might not have b

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

een the best decision. And here’s why:

The “money back guarantee” condition only applies if you are indeed eligible to

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

get the money back. If you just had a change of heart and decided you don’t want the product you just bought, chances a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

re you won’t see a penny if the company that you bought it from and from where you request the money back now decides t

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

o dispute the case. In this case, it’ll be almost as if you’re going to court with that company: your bank and the comp

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

any will present their arguments before a chargeback committee which will decide on whose side the truth lies. And if t

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ey rule in favor of the company, not only you will not get the money back, but you’ll also pay a chargeback fee… So the

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

entire thing might end up costing you more than expected. So here’s my advice:

Don’t just go and dispute just about a

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ny charges you don’t like anymore… Some people do this thinking they can get the money back AND keep whatever product t

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

hey have purchased. You might be in a lot more trouble then you’d expect and it’s just not worth it. First off, when yo

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

buy something, especially over the internet, read carefully the Terms & Conditions of the website. I know, it sounds b

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

oring and it’s a lot of legal stuff you don’t really want to know, but it could prove important should you not be satis

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

fied with your purchase.

If, for whatever reason, you don’t want the product/service anymore, contact the company you

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

got it from. Get in touch via email, phone, regular mail or other means, but talk with them and hear what they have to

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ay. You might get a better deal than just your money back. If the company has a “no refund” policy written in their T&C

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

, this doesn’t mean it’s written in stone. Exceptions can be made if there is no other way.

Of course, if all else fai

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ls, go talk with your bank. They can advise you regarding the next steps you can take to solve the problem. But if you

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

follow the instructions above, you shouldn’t get there. Or if you do, you have great chances of getting your money back

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Many companies screen the employees before recruiting them. This helps them weed out undesirable candidates at the outset. It also protects them from litigation, regulators and the risk of high turnover.

It seems everyone who gets a computer either wants to look at Britney Spears or retire in three weeks without doing any work!

Online shopping seems to be a favored place to shop among stay-at-home moms, college students, busy professionals, grandparents, and many people from all walks of life. For the person who doesn’t get out much because they either have small children or perhaps due to their age or some kind of illness, shopping online is a choice place to find gifts, clothing, food items, exercise equipment, furniture, art work, and much more.

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